Budgeting Guide: Step-by-Step Help With Debt Management

Use this budget guide to gain control of your finances, following a step by step process of developing a budget for yourself or your family. Learn the essentials of budgeting: How to calculate your income, expenses and net worth. If you have questions as you complete the workbook, or need help with debt management and would like to discuss your financial situation with a certified credit counselor, call Family Credit Management Services at 1-800-994-3328. Our budget guides are offered free of charge as part of our consumer credit counseling resources. We have many additional debt management resources available, so please do not hesitate to contact a FCMS credit counselor for further information.

Help With Debt Management - FCMS Spending Plan

My Spending Plan [PDF - 645KB]

PDF Documents
Our consumer credit counseling budget guides are in PDF format. In order to view these pdf documents, you will need to have Adobe Acrobat Reader installed on your computer. Please click on the button below in order to download the most recent version.

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