See Your Savings with Crossroads Debt Management

Family Credit Management Services is truly dedicated to helping people regain control of their finances. If you need help with debt, and have a true desire to become debt free, we can show you how you can save time and money with our Debt Management Program.

In order to illustrate how our program works, we will show actual payment schedules and savings for a Family Credit Management Services client, now on the way to becoming debt free.

Check back soon to see a savings chart showing payment schedules for different accounts taken from an actual client portfolio.

The savings chart will show the actual balance, current monthly payment and effect of the interest rate for each account, without our Debt Management Program. You will also be able to see a summary of the same client's accounts—in our Debt Management Program, including the interest rate that Family Credit Management Services was able to negotiate with the customer's creditors and the final monthly payment for each account, after negotiation.

Keep in mind, every situation is unique but the actual example in the savings chart will show you a summary of the total dollar savings and number of months saved under our program, in comparison to attempting to get out of debt on your own by continuing on your current payment schedule, without our Debt Management Program.

Debt Help: Getting Started
Once enrolled in our Debt Management Program, our credit counselors work with you to establish a monthly budget and negotiate with your creditors to establish a payment plan that falls within this budget. You make only one payment to us each month to satisfy all of your creditors included in the program. We do our best to offer our credit counseling services at a reasonable cost. Our fees are based on a sliding scale and there is never any charge unless you enroll in our Debt Management Program.