Take The Credit Counseling Service Debt Quiz

Financial problems often start small and simply get out of control. Whether your financial problems are the result of health or legal issues, divorce, death of a loved one, a change in household income or simply poor money management, recognizing the need for help is the first step back to financial control.

Take this quiz to help determine if your financial situation is getting out of control.

Ask yourself these questions:

• Are you strictly making the minimum payments on your credit cards?
• Are you using credit cards for living expenses?
• Are you considering bankruptcy?
• Are you paying your bills after the due date and getting late fees?
• Are you over the credit limit on your accounts?
• Have your interest rates increased?
• Have your creditors reduced your available line of credit?
• Are you receiving harassing phone calls by collectors?
• Are you afraid your property will be repossessed?

If you answered "yes" to three or more of these questions, it may be time to seek professional help with debt through the guidance of a certified credit counselor. At Family Credit Management Service, our credit counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Your credit counselor will discuss your entire financial situation with you to determine whether or not you may be a candidate for debt relief through a professional debt management program. If you are a candidate, your credit counselor will help you develop a personalized debt management program to turn your financial situation around.

If you are on the road to serious financial trouble, let Family Credit Management Service help put you back on the right path. Get a FREE QUOTE today or call us at 1-800-994-3328 to speak personally with one of our credit counselors.