How Serious Is My Debt?

With this many maxed out cards, you’re probably getting late fees and paying extremely high amounts of interest. It’s very difficult to get out of debt when your money is going to fees and charges instead of the actual debt. Family Credit can help lower or get rid of fees and high rates so your payments actually make a difference.

The lower your payment, the more money is left on your card. When you have a large balance, interest rates add large amounts of money to it very quickly. When you only pay the minimum balance, you end up throwing away money and debt can quickly spiral out of control.

If collection calls are interfering with your job, it’s time to take action. Enrolling in our Crossroads Debt Management Program can reduce or eliminate collection calls.

Payday loans have some of the highest interest rates out there. Do whatever you can to avoid payday loans in the future – they can really hurt you.

We offer an absolutely free booklet to help you develop a spending plan. Click here to request one.

We know you hate being in that position and we want to help you get out. We can send you information in an unmarked envelope.