Housing Counseling

Housing Counseling

We offer free classes and counseling for homeowners or potential homeowners. Family Credit Management certified housing counselors are available to assist with homebuyer education classes and post-purchase counseling. Family Credit Management is HUD certified.

Pre-Purchase Homebuyer Education Classes 

This class is for you if you are: 

  • looking for your first home
  • a seasoned homeowner
  • interested in learning about better money management

Many lenders and down payment assistance programs now sensibly require potential homebuyers to take a course like this prior to closing on their first home. At the end of the course you receive a certificate of completion to bring to your lender if they require it. We offer this class at our Chicago and Rockford, Illinois offices, as well as online. 

Register: For the online course, click here. Or contact us for information about onsite classes.

 

Post-purchase Counseling

We can help if you are:

  • Having difficulty dealing with your new mortgage
  • Learning financial management and budgeting skills
  • Thinking about refinancing

After you have purchased your home you may need some assistance dealing with this new and major undertaking. We offer counseling services to people and families who may have a need for financial management and budgeting skills, early intervention to prevent delinquencies and default, and the pros and cons of refinancing. 

To speak to a housing counselor click here or call us at 800-994-3328.