Complete Your Debt Consolidation Application
We received your application for debt consolidation; however, according to your credit report, you do not have the minimum $5,000 in unsecured debt required for consolidation. Many creditors, such as payday loan companies, finance companies, medical providers, attorneys, and collection agencies, may not report to the credit bureaus, so we may not have the full picture of your debt.
Please list each unsecured creditor you wish to consolidate, along with the estimated balances, on the form below. Once we receive this information, your file will be assigned to a credit counselor who will promptly begin creating a debt consolidation quote for you.
Our Reviews

So far the best decision I have ever made. Worry-free. And love the direct payment system. I will recommend to my family and friends.
Oddette of Bronx, NY

I was overwhelmed with my debt and because of you, I was able to work through it and pay it off and still keep a good credit score and not be hounded by creditors. My creditors were obviously willing to work it out through you and made my life so much less stressful. Thank you for being there!
Debi of Baysfield, WI

Working with FCM was one of the best choices of my life. They immediately reigned in my out of control interest rates and had me on a payment plan soon thereafter. I was able to keep track of my account online and the chat option was extremely quick and easy when I need to speak with someone regarding my account. Before I knew it, my accounts were paid off and things couldn't be better! Thank you FCM for helping me gain control of my finances sooner rather than later!!!
David of Lake Park, FL
Ready to get started?
Our certified credit counselors are ready to help you take control of your debt and finances. Take the leap with us today.