Complete Your Debt Consolidation Application
We received your application for debt consolidation; however, according to your credit report, you do not have the minimum $5,000 in unsecured debt required for consolidation. Many creditors, such as payday loan companies, finance companies, medical providers, attorneys, and collection agencies, may not report to the credit bureaus, so we may not have the full picture of your debt.
Please list each unsecured creditor you wish to consolidate, along with the estimated balances, on the form below. Once we receive this information, your file will be assigned to a credit counselor who will promptly begin creating a debt consolidation quote for you.
Our Reviews

So far the best decision I have ever made. Worry-free. And love the direct payment system. I will recommend to my family and friends.
Oddette of Bronx, NY

I have already recommended your services to friends and family members. I was and still am impressed with the quality and customer service skills possessed by your representatives. There was no rushing me to make a decision. Reps were patient and extremely knowledgeable. Able to answer questions or direct me to the proper personnel. I am very pleased with this program. Thank you for helping me out of a jam.
Sheree of Forest Park, IL

My wife and I were under a mountain of credit card debt and we did not know what to do. The advice and payment consolidation assistance we received from FCM has been invaluable. They gave us our life back. We cannot thank them enough. There is a light at the end of the tunnel and it's not a train! With the help of FCM payment plans we were able to payoff over $100K in credit card debt. God bless FCM.
Doug of Novi, MI
Ready to get started?
Our certified credit counselors are ready to help you take control of your debt and finances. Take the leap with us today.