Debt Management Program

Do you feel like you’ll never get out of debt? You may be faced with unmanageable credit card bills, payday loans, collection agency loans, personal loans, medical bills—whatever the situation is, we can help. We provide one place to pay with our debt management plan, work with creditors to reduce your fees, and handle calls from collectors so you don’t have to.

What are the common benefits?

  • Stop creditor calls
  • Reduce interest rates
  • Lower monthly payment
  • Reduce or eliminate finance charges
  • Calculate when you will be debt free
  • Detailed monthly statements
  • Set up automatic payments through your bank
  • Secure online access to your account
  • Avoid bankruptcy
  • Support from our team of certified experts, every step of the way


How do I start?

First, find out if the Debt Management Program is a good fit for you. You can call, chat online, or fill out a secure form.

Get Started


What happens next?

  • We review your debts and develop an action plan for you. 
  • If applicable, we explain the DMP process. 
  • You choose a convenient payment date and schedule.
  • You complete the enrollment forms and return them to us.
  • You receive a welcome package that confirms your enrollment in the Debt Management Program.
  • We notify your creditors and make payments arrangements.
  • You make your payment to us, either once or twice per month, and we'll disburse it to your creditors.
  • You'll see your debt reduce on your statements from your creditors as well as your statement from Family Credit Management. You're on the path to being debt free!

Ready to get started?

Our certified credit counselors are ready to help you take control of your debt and finances. Take the leap with us today.

Get started with a free quote