Personal Finance Made Easy: A Complete Guide to Taking Control of Your Money

Want to Make Your Money Work for You — Not the Other Way Around?
This free course is your step-by-step guide to building a better financial life. Whether you’re just starting out or rebuilding after a setback, Personal Finance Made Easy gives you the tools to take control — on your terms.

Flip through Online Version of Personal Finance Made Easy

Cover image linking to the Family Credit flipbook

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Managing money isn't just about math, it’s about mindset, planning, and progress. This free, user-friendly workbook was designed by certified credit counselors with decades of experience helping people just like you.

No jargon. No lectures. Just proven strategies and real-life tools you can start using today.

What You’ll Learn

Organized by real-life financial needs, the course covers:

Self-Assessment & Goal Setting

Define your version of financial success
Identify your biggest money leaks and challenges

Budgeting & Spending Plans

Create a realistic spending plan that works month to month
Stop impulse spending and make your money align with your values

Banking, Saving & Investing

Learn how to build savings, open the right bank accounts, and make your money grow
Understand stocks, bonds, mutual funds, CDs, and retirement basics

Credit & Debt Management

Build or rebuild your credit score
Learn how to get out of debt — and avoid traps like payday loans
Understand the pros/cons of debt settlement, consolidation, and bankruptcy

Life & Money

Navigate money issues in relationships (yes, we talk about “His, Hers, and Ours”)
Teach your kids strong financial habits
Prepare for emergencies without panic

Who This Is For

People overwhelmed by budgeting or credit
Families planning for big milestones (college, home, retirement)
Anyone ready to stop living paycheck-to-paycheck

Why It’s Different

This isn’t fluff. It’s a 90-page workbook built by people who’ve helped countless real families get back on track. We break it down step-by-step, without judgment. And it’s completely free — because financial education should be accessible.